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The FCA does not regulate all lending to companies or businesses, including but not limited to: >£25,000 to Sole Traders, All Business Capital Loans to Limited Companies above or below £25,000, Buy to Let Mortgages (Non-Consumer), Seller / Owner Financing, Some Instalment Loans (including but not limited to: Buy Now Pay Later), Employer Salary Advance Schemes (ESAS), Commercial Bridging Finance, <40% Residential Property Loans, Some Mixed-Use Property Loans.

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